Understanding Your Financial Options
High-quality dentistry should be within everyone’s reach. Whether you’re using dental insurance, exploring flexible payment options, or looking for an alternative to insurance, our team will help you understand your options and choose what works best for you.
We know that figuring out insurance, financing, and payment plans can be overwhelming. Our team is here to make it simple! We’ll walk you through your coverage, file claims for you, and help you find the payment option to make your dental care affordable.
Your Payment Options
Dental Insurance
We’ll help you understand your coverage, file claims on your behalf, and give you a clear idea of what to expect before treatment.
Cherry Financing
Best for patients seeking affordable monthly payments.
0% APR options and quick approval process.
Private Invisalign® Financing
Best for Invisalign patients without full coverage.
Down payment and monthly payments during treatment.
CareCredit® Financing
Best for patients who want monthly payments.
Up to 18 months interest-free, quick approval process.
Make the Most of Your Dental Benefits
Dental insurance can be confusing, but you shouldn’t have to figure it out alone. Our team will help you understand how your benefits apply to your care and what your estimated out-of-pocket costs may be. Even if we aren’t “in-network” with your plan, you can still receive benefits. We’ll help you understand exactly how it works.
What we do for you:
- File your claims electronically for faster processing
- Work to maximize your yearly benefits so you get the most from your plan
- Provide a clear cost estimate before treatment begins
If you’re unsure whether your plan is accepted, call our office in Plano, TX.
We’ll be happy to verify it for you before your visit.
Flexible Financing Options: Making Care Accessible
CareCredit®
- Up to 18 months of interest-free financing on all treatments
- Easy online application and quick approval process
- Can be used for co-pays, deductibles, or full treatment costs
Private Invisalign® Financing
If you’re starting Invisalign, we can create a payment plan directly with our office. We’ll take a down payment and then spread the remaining cost across the months you’re in treatment, helping make a straighter smile more affordable.
With You Every Step Of The Way
At Thomas Simmons DDS, we’re committed to making dental care straightforward and affordable, whether you have insurance or not. If you have questions about your benefits, financing, or membership options, our team will walk you through them step-by-step.
Frequently Asked Questions
Can I still come to your office if you’re not in my insurance network?
Yes! Most PPO plans allow you to see out-of-network dentists. Your benefits may be slightly different, but we’ll help you understand your coverage and give you a clear estimate.
Do you offer payment plans?
Yes. We offer CareCredit for interest-free monthly payments, and for Invisalign patients, we can create a private, in-office payment plan.
What if I don’t have dental insurance?
Our Dentegra membership plan is designed for our Plano, TX patients without insurance. It offers lower rates on preventive care and discounts on other services, all without insurance paperwork.
Can CareCredit be used for any dental treatment?
Yes! CareCredit can be used for everything from preventive visits to cosmetic treatments.
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